The UnionPay Payout is a bank credit business platform centered around China UnionPay, which meets the quick redemption and bridge funding needs of bank fund customers. This product supports basic quotas, instant payment models, as well as daily redemption, and next-day redemption needs. It is widely recognized by bank customers as the most comprehensive, stable, and reliable credit business platform in the industry.

The UnionPay Payout developed by Gifpay for the Bank of Beijing was officially launched in March 2022.